5 Reasons To Purchase Your Dream Home
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Stacrent is a super real estate service platform providing the service of finding, buying, leasing, and building of properties for anyone.
The absolute first step for your client is to get approved for a mortgage. Without being approved for a mortgage it will be quite difficult, if not impossible, to purchase a new home. If a potential client reaches out to you, have them go through the tenant screening process and then guide them to a reputable mortgage corporation and advisor that you trust.
Yes, either order a home inspection for your client or have them order one. A home inspection is one of the most vital steps when purchasing a property. A professional inspector has a keen eye for how well the house has been taken care of. The inspectors can comment on structural and cosmetic issues, along with any local code issues. Moreover, a home inspector will help you better determine the home’s value.
A mortgage is a type of loan to finance a property. The majority of people are not wealthy enough to purchase a house in total. Thus, a mortgage serves as a secure loan that comes with a fixed interest rate and gets paid off over 15 or 30 years. If need be, your client can refinance their mortgage and payments in the future.
The list-to-price ratio is the difference between what the house was listed as and actually sold for. It is a good idea to keep a quickly accessible log of your previous listings and their list-to-price ratio. A strong list-to-price ratio often depends on the market and location, but you ideally want to be above 90%. Ironically, you do not want to be well over a 100% ratio — being this high over usually signifies an underpricing of homes to pad the ratio.
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